Lending structured around your portfolio goals.
Loan structure matters more as a portfolio grows. We compare options across our lender panel and help you think through serviceability, structure and next steps.
Many banks. One focus. You.
Your first investment
Understand how an investment purchase fits with your existing finances.
Loan structure
Interest-only or principal and interest, offset accounts and splits, explained with the trade-offs.
Growing a portfolio
How lenders assess existing debts and rental income as you add properties.
Work with your advisers
We encourage you to also speak with your accountant or tax adviser. We do not provide tax advice.
Investment Property Loans: questions, answered simply.
Can I use equity in my home to invest?
In many cases lenders allow equity to be used toward a deposit, subject to their policy and your circumstances. A broker can outline your options.
Interest-only or principal and interest?
Each has different cashflow and long-term cost implications. The right choice depends on your goals and circumstances, and tax advice should come from a registered tax professional.
How do lenders count rental income?
Lenders typically assess only a portion of expected rental income and apply their own serviceability rules, which differ between lenders.
General information only. It does not take your personal circumstances into account.