Make sure your loan is still working for you.
If your loan has not been reviewed in a while, it may be worth a look. We compare options across our lender panel and explain the trade-offs, including any costs of switching.
Many banks. One focus. You.
Review your rate
See how your current rate and features compare with other options available to you.
Consolidate debt
Combine eligible debts into one structured repayment, with the longer-term cost explained up front.
Release equity
Explore using equity for renovations, investing or other goals, within lender policy.
Understand the costs
Exit fees, discharge fees and other costs of switching are weighed against any potential benefit.
Refinance: questions, answered simply.
When should I consider refinancing?
Common triggers include a fixed rate ending, a change in your income or goals, wanting to consolidate debt, or simply not having reviewed your loan in years.
Does refinancing always save money?
No. Switching can involve fees and a new loan term, so the right answer depends on your numbers. We help you compare before you decide.
How long does a refinance take?
Timeframes depend on the lender and how quickly documents are provided. We manage the paperwork and lender liaison for you.
General information only. It does not take your personal circumstances into account.