Your income is real. Make sure it is assessed that way.
Company, trust and sole trader income can be assessed very differently between lenders. We help you present your position clearly and compare suitable options.
Many banks. One focus. You.
Documents, simplified
A clear checklist of what lenders typically ask for, so you are not guessing.
Company, trust and sole trader
Different structures are assessed differently. We explain how that can affect your result.
Right lender, first time
Policies vary widely, so matching you early can avoid unnecessary credit enquiries.
Time in business
Lender requirements around time self-employed vary. We help you understand where you stand.
Self-Employed Loans: questions, answered simply.
What documents do lenders usually ask for?
Commonly tax returns and notices of assessment, financial statements, BAS and bank statements. Requirements vary by lender and loan type.
Can I get a loan with less than two years of trading?
Some lenders may consider shorter histories in certain circumstances. It depends on policy and your overall profile.
What are low-doc loans?
Alternative documentation loans use other evidence of income. They typically have different pricing and conditions, so we explain the trade-offs before you proceed.
General information only. It does not take your personal circumstances into account.