Home / Insights
InsightsHome loan guides in plain English.
General information to help you ask better questions. Not advice.
📘
Buying with a 5% deposit: how the Home Guarantee Scheme works
A plain-English look at buying with a small deposit, what lenders mortgage insurance is, and where to check scheme eligibility.
📘
Fixed vs variable home loan: how to think about the choice
The trade-offs between fixed, variable and split loans, and questions worth asking before you decide.
📘
Self-employed home loans: how lenders assess your income
What documents lenders ask for, why business owners are assessed differently, and how to prepare.
📘
Using home equity to buy an investment property
How equity is estimated, how it can fund a deposit, and the risks to weigh.